Two years ago, billionaire rancher Tor Edwards was trampled by a bull when he jumped into a rodeo arena to save a child. He's mostly recovered, but the damage to the speech center of his brain might leave him with a permanent stutter. Now he's tired of dating women who seem interested in him for his money—but who are impatient with his slow speech. He knows he's not the man he used to be; he doesn't need anyone to point it out to him. So he's glad to be back on his ranch in Necessity, where no one cares if he's wealthy, or if it sometimes takes him longer to get a sentence out than it should. When he meets Leta, the town's newest, and most beautiful, resident, he decides to see if maybe she could learn to love him for himself, before he tells her that he's a billionaire. But when Tor's billion-dollar secret comes out, he'll have to decide what matters more: honesty, or telling the truth.
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